Applying....Set That Protective Filing Date

It used to be that applying for SSD meant going through your local Social Security office first.  Over the last several years, the SSA has gone "paperless"...meaning you can log into their site at www.ssa.gov to apply for SSD or SSI.  Many of their forms are electronically submitted now. (They also offer other services online such as getting or reapplying for a new Social Security card, applying for Medicare benefits, retirement, etc.). Whether you call or walk into your local Social Security office, the SSA 1-800 #, or begin applying for Disability online, the day you do so will set your "Protective Filing Date".  This means that if you are eligible to apply for SSD or SSI and if your claim is later approved, the SSA will go back at least until the day of filing in the way of retroactive back payments.